BENEFITS

We strive to reward our employees for their outstanding work, and offer benefits to promote their professional, personal, and financial well-being.

Our employees are our biggest asset, so we strive to make working for us a great experience for each employee. To this end, we offer benefits and programs that improve the quality of daily life for our employees now and into the future.

Your Medical Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following their date of hire.

Prescription Details

When searching for prescriptions on the Cigna site, please make sure you select “Performance” for your drug listing. The following link provides a more extensive drug list:  Drug List Page

Cigna Benefit Forms
Active&Fit Direct
  1. Go to the Wellness tab.
  2. Choose Exercise under the Total Wellness section.
  3. Find the Healthy Rewards® section.
  4. Choose the Gym Memberships.
  5. You will be directed to the Active&Fit Direct website.
  6. On the Active&Fit website click JOIN NOW to register.
  7. You will be asked to create an account name and password with Active&Fit Direct.
  • If you do not want to enroll online, you can also be warm transferred to Healthy Rewards area. You must have active coverage and have been fully validated.
    • Call 1-866-790-2746 / Hours: Monday – Friday 8 am – 9 pm ET. 
      • Use Fitness Clubs (ASH) in Finesse.
  • Once enrolled, if you want to contact Active & Fit directly, call the below number ONLY when you have enrolled in the program.   
  • 1-844-646-2746 / Hours:  Monday – Friday 8 AM – 9 PM EST.
Kaiser Benefit Forms (California Employees Only)
Contribution Schedule (per paycheck 2x month) – (Pre-Tax)
Kaiser HMO Cigna HSA Cigna PPO 500 Cigna PPO 0
Employee $0.00 $0.00 $0.00 $87.87
Employee + spouse $72.38 $93.50 $110.76 $248.28
Employee + child(ren) $53.62 $68.93 $81.65 $207.77
Employee + family $122.59 $165.88 $196.51 $389.46
Provider Directories
  • Feel free to search from the Guest link without having to log into your Cigna portal. 
  • You can register at www.mycigna.com to see your actual medical plan listed and choose providers from within your portal.
Helpful Resources

Carrier Service Contact
Cigna
Phone: 866-494-2111
Group #: 624267
www.mycigna.com

Kaiser Permanente, CA (California Employees Only)
Phone: (800) 464-4000
Group #: 349337
www.kp.com

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

https://www.cigna.com/legal/compliance/machine-readable-files

Your Dental Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for dental coverage the first of the month following their date of hire.

Benefit Forms
Contribution Schedule (per paycheck 2x month) – (Pre-Tax)
Guardian DPPO
Employee $0.00
Employee + spouse $4.54
Employee + child(ren) $6.99
Employee + family $12.52
Helpful Resources

Carrier Service Contact
Guardian
Phone: 800-541-7846
www.guardianlife.com

Your Vision Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for vision coverage the first of the month following their date of hire.

Benefit Forms
Contribution Schedule (per paycheck 2x month) – (Pre-Tax)
Employee $0.00
Employee + spouse $0.77
Employee + child(ren) $0.79
Employee + family $1.72
Helpful Resources

Carrier Service Contact
Cigna
Phone: 866-494-2111
Group #: 624267
www.mycigna.com

Your Life/AD&D Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for life/AD&D coverage the first of the month following their date of hire.

Benefit Forms
Helpful Resources

Carrier Service Contact
Guardian
Phone: (800) 525-4542
Group #: 556580
www.guardiananytime.com

Your Short Term Disability Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for short term disability coverage the first of the month following their date of hire.

Benefit Forms
Helpful Resources

Carrier Service Contact
Guardian
Phone: (800) 268-2525
Group #: 556580
www.guardiananytime.com

Your Long Term Disability Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for long term disability coverage the first of the month following their date of hire.

Benefit Forms
Helpful Resources

Carrier Service Contact
Guardian
Phone: (800) 538-4583
Group #: 556580
www.guardiananytime.com

Your Supplemental Benefits Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for supplemental benefits coverage the first of the month following their date of hire.

Benefit Forms

Guardian Wellness Claims: Link to file claims online

Steps to file claim online:

Question

How do I file a Wellness benefit claim?

Answer

As a member, you can file a Wellness claim online, by phone or by completing a paper claim form.

Online process

  1. From the menu options, select Claims and then Submit a claim.
  2. Select Wellness.
  3. Follow the 3 steps to complete the online form.

Phone filing process

To file a claim over the phone, contact our Customer Response Unit at 800-541-7846.

For a quicker experience, have the following information ready.

  • Date of the Wellness screening
  • Doctor’s name and address
  • The type of screening

Paper filing process

  1. Complete the Wellness Claim Form.
  2. Submit the completed claim by one of the following methods.
  • Scan and upload the form through the Secure Channel link on the Guardian Anytime Login screen.
  • Mail or fax the form (details are located on the claim form).

Claim Processing Timeline:

  • Wellness claims are processed within 2-4 business days.
Contribution Schedule (per paycheck 2x month) – (Post-Tax)
Critical Illness

Semi-monthly Premiums Displayed Election Cost Per Age Bracket

<30 30-39 40-49 50-59 60-69 70+
Employee
$5,000 $2.68 $3.13 $4.88 $8.40 $14.00 $24.60
$10,000 $5.35 $6.25 $9.75 $16.80 $28.00 $49.20
$15,000 $8.03 $9.38 $14.63 $25.20 $42.00 $73.80
$20,000 $10.70 $12.50 $19.50 $33.60 $56.00 $98.40

Benefit Amount Up To 50% of Employee Amount to a Maximum of $10,000

<30 30-39 40-49 50-59 60-69 70+
Spouse
$2,500 $1.34 $1.57 $2.44 $4.20 $7.00 $12.30
$5,000 $2.68 $3.13 $4.88 $8.40 $14.00 $24.60
$7,500 $4.02 $4.69 $7.32 $12.60 $21.00 $36.90
$10,000 $5.35 $6.25 $9.75 $16.80 $28.00 $49.20
Contribution Schedule (per paycheck 2x month) – (Post-Tax)
Accident
Accident
Coverage – Details
Your Semi – Monthly premium $7.78
     You and Spouse/Domestic Partner $13.44
     You and Child(ren) $14.31
     You, Spouse/Domestic Partner and Child(ren) $19.97
Accident Coverage Type
Off Job
Portability – Allows you to take your Accident coverage with you if
you terminate employment.
Included
ACCIDENTAL DEATH AND DISMEMBERMENT
Benefit Amount(s) Employee $25,000
Spouse $12,500
Child $5,000
Helpful Resources

Carrier Service Contact
Guardian
Phone: 800-541-7846
Group #: 556580
www.guardianlife.com

Your EAP Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for EAP coverage the first of the month following their date of hire.

Benefit Forms
Helpful Resources

Carrier Service Contact
Worklife Matters
Phone: (800) 386-7055
https://worklife.uprisehealth.com/
username: Matters
password: worklife

Your Navia FSA Benefits

Important Plan Info:

  • For plans ending December 31, 2021, full balances will rollover into plan year 2022.
  • Rollover funds will be available approximately mid-April.
  • All receipts for services rendered in 2021 must be submitted to Navia by March 31st.
  • New 2022 FSA Health Elections available January 1, 2022.
  • New 2022 Dependent Care funds available as payroll deductions taken.
  • Debit Cards are good for 3 years.  To use the debit card, you must have an updated email address on file with Navia.
  • FSA Health Limit:  $2850 / $570 Rollover Limit for Plan Ending 2022.
  • Dependent Care (DCFSA) Limit:  $5,000 per household ($2500 if married & filing separately).
Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for FSA coverage the first of the month following their date of hire.

Benefit Forms

Your Day Care FSA Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for Day Care FSA coverage the first of the month following their date of hire.

Benefit Forms
Helpful Resources

Carrier Service Contact
Navia Benefit Solutions
Phone: (425) 452-3500
www.naviabenefits.com/benefit-education-resources/
Email: customerservice@naviabenefits.com

Your Navia HSA Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for HSA coverage the first of the month following their date of hire.

Benefit Forms
Helpful Resources

Carrier Service Contact
Navia Benefit Solutions
Phone: (425) 452-3500
www.naviabenefits.com/benefit-education-resources/
Email: customerservice@naviabenefits.com